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Comparative Effectiveness of Financial Incentives and Nudges to Reduce Cellphone Use While Driving Among UBI Auto Policy Holders

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ClinicalTrials.gov Identifier: NCT03833219
Recruitment Status : Completed
First Posted : February 6, 2019
Last Update Posted : September 10, 2020
Sponsor:
Collaborator:
U.S. Department of Transportation Federal Highway Administration
Information provided by (Responsible Party):
University of Pennsylvania

Tracking Information
First Submitted Date  ICMJE September 7, 2018
First Posted Date  ICMJE February 6, 2019
Last Update Posted Date September 10, 2020
Actual Study Start Date  ICMJE May 7, 2019
Actual Primary Completion Date October 30, 2019   (Final data collection date for primary outcome measure)
Current Primary Outcome Measures  ICMJE
 (submitted: February 5, 2019)
Seconds of active phone use per hour of driving [ Time Frame: 150 days ]
Percentage of driving time engaging in active handheld phone use (also measured as seconds of distracted driving/hour of driving)
Original Primary Outcome Measures  ICMJE Same as current
Change History
Current Secondary Outcome Measures  ICMJE
 (submitted: February 5, 2019)
  • Seconds of passive phone use per hour of driving [ Time Frame: 150 days ]
    Seconds of passive handheld, non-call use per hour of driving
  • Hard breaking events per 100 miles [ Time Frame: 150 days ]
    notifications turned off, drop out of study, app uninstall
  • Hard acceleration events per 100 miles [ Time Frame: 150 days ]
    Hard acceleration events per 100 miles
Original Secondary Outcome Measures  ICMJE Same as current
Current Other Pre-specified Outcome Measures Not Provided
Original Other Pre-specified Outcome Measures Not Provided
 
Descriptive Information
Brief Title  ICMJE Comparative Effectiveness of Financial Incentives and Nudges to Reduce Cellphone Use While Driving Among UBI Auto Policy Holders
Official Title  ICMJE Comparative Effectiveness of Financial Incentives and Smartphone-based Nudges to Reduce Cellphone Use While Driving Among Auto Insurance Policy Holders With Usage Based Insurance Policies
Brief Summary The investigators are proposing an experiment to help a national auto insurance company test behavioral economic strategies to reduce the amount of time policy holders actively use their cell phone while driving. Interventions include financial incentives, social comparison, and nudges, and survey data will also be collected. Data collected from this internal trial will be shared with the Penn research team and analyzed
Detailed Description Not Provided
Study Type  ICMJE Interventional
Study Phase  ICMJE Not Applicable
Study Design  ICMJE Allocation: Randomized
Intervention Model: Factorial Assignment
Masking: Single (Participant)
Primary Purpose: Prevention
Condition  ICMJE Automobile Accident
Intervention  ICMJE
  • Behavioral: Weekly feedback
    Send push notification reporting user's handheld phone use while driving compared to distribution for driver cohort (age, geographic area) each week.
  • Behavioral: End of intervention period incentive
    Notify participant about potential incentive at the end of the intervention period, but do not provide weekly feedback about performance.
  • Behavioral: Loss-framed weekly incentive
    Send push notification reporting user's handheld phone use while driving compared to distribution for driver cohort (age, geographic area) each week. Pay participant weekly according to where they fall on the distribution each week.
Study Arms  ICMJE
  • No Intervention: Control (monitor only)
    Continue in monitoring only mode
  • Experimental: Social comparison feedback
    Report user's handheld phone use/ hour of driving for week. Compare this week's performance to distribution for driver cohort.
    Intervention: Behavioral: Weekly feedback
  • Experimental: End of rating period incentive
    Monitor throughout intervention period and compare overall use to distribution for cohort. Notify participant at end of intervention period regarding the amount they have earned.
    Intervention: Behavioral: End of intervention period incentive
  • Experimental: End of rating period incentive + social comparison feedback
    Monitor throughout intervention period and compare weekly phone use to driver cohort distribution. Send weekly push notification to provide feedback. Notify participant at end of intervention period regarding the amount they have earned.
    Interventions:
    • Behavioral: Weekly feedback
    • Behavioral: End of intervention period incentive
  • Experimental: Weekly loss-framed incentive + social comparison feedback
    Monitor throughout intervention period and compare weekly phone use to driver cohort distribution. Send weekly push notification to provide feedback. Notify participant weekly regarding the amount they have earned.
    Interventions:
    • Behavioral: Weekly feedback
    • Behavioral: Loss-framed weekly incentive
  • Experimental: Larger weekly loss-framed incentive+social comparison feedback
    Monitor throughout intervention period and compare weekly phone use to driver cohort distribution. Send weekly push notification to provide feedback. Notify participant weekly regarding the amount they have earned. Incentive amount is higher than "Weekly loss-framed incentive + social comparison feedback" Arm.
    Interventions:
    • Behavioral: Weekly feedback
    • Behavioral: Loss-framed weekly incentive
Publications *

*   Includes publications given by the data provider as well as publications identified by ClinicalTrials.gov Identifier (NCT Number) in Medline.
 
Recruitment Information
Recruitment Status  ICMJE Completed
Actual Enrollment  ICMJE
 (submitted: September 9, 2020)
2108
Original Estimated Enrollment  ICMJE
 (submitted: February 5, 2019)
1500
Actual Study Completion Date  ICMJE August 30, 2020
Actual Primary Completion Date October 30, 2019   (Final data collection date for primary outcome measure)
Eligibility Criteria  ICMJE

Inclusion Criteria:

  • Progressive Snapshot Users with policy activated within recruitment period
  • Progressive Snapshot policy holder in one of the following states and regions: MI, PA, TX, FL, TN, OR, GA, NE, OK, OH, MT, MO, NV, CT, WI, MD, KY, MN, NH, NJ, AZ, ME, LA, SC, CO, MS, IN, IA, AL, ND, UT, RI, WV, WY, IL, AR, DE, KS, SD, NM, VT, ID, and the District of Columbia
  • Has an email address

Exclusion Criteria:

  • Progressive Snapshot Mobile App not updated to enable push notifications
  • Customer's residential address is in a state in which phone use while driving is factored into insurance rating
  • Customer's Snapshot Mobile App does not collect trip data with all sensors active
  • Customer in Snapshot program for < 30 days or more > 70 days
Sex/Gender  ICMJE
Sexes Eligible for Study: All
Ages  ICMJE 16 Years and older   (Child, Adult, Older Adult)
Accepts Healthy Volunteers  ICMJE Yes
Contacts  ICMJE Contact information is only displayed when the study is recruiting subjects
Listed Location Countries  ICMJE United States
Removed Location Countries  
 
Administrative Information
NCT Number  ICMJE NCT03833219
Other Study ID Numbers  ICMJE 693JJ31750012
Has Data Monitoring Committee No
U.S. FDA-regulated Product
Studies a U.S. FDA-regulated Drug Product: No
Studies a U.S. FDA-regulated Device Product: No
IPD Sharing Statement  ICMJE
Plan to Share IPD: No
Plan Description: PI will not own individual participant data
Responsible Party University of Pennsylvania
Study Sponsor  ICMJE University of Pennsylvania
Collaborators  ICMJE U.S. Department of Transportation Federal Highway Administration
Investigators  ICMJE
Principal Investigator: M. Kit Delgado, MD, MS University of Pennsylvania
PRS Account University of Pennsylvania
Verification Date September 2020

ICMJE     Data element required by the International Committee of Medical Journal Editors and the World Health Organization ICTRP