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Impact of a Financial Success Education Program in Women and Children

This study has been completed.
Information provided by (Responsible Party):
Creighton University Identifier:
First received: July 29, 2011
Last updated: August 11, 2014
Last verified: August 2014
Many Americans are living paycheck to paycheck. This may lead to financial stress and an increase in overall stress. People under stress are more likely to smoke, consume alcohol, eat a poor diet, and experience depression or anxiety. Experiencing financial stress may also increase the risk for heart disease. The purpose of this research study is to test whether participating in the Financial Success Program improves health outcomes, in both the women participating and their children.


Study Type: Observational
Study Design: Observational Model: Cohort
Time Perspective: Prospective
Official Title: Impact of a Financial Success Education Program on Perceived Financial Well-being, Hopefulness, Financial Competency, Financial Goal Achievement, Quality of Life, and Quantitative Health Outcomes in Women and Children: A Pilot Study

Further study details as provided by Creighton University:

Primary Outcome Measures:
  • Minutes of Exercise Per Week [ Time Frame: 1 year ]
    Mean minutes of exercise per week

Secondary Outcome Measures:
  • Fast Food Meals Per Week [ Time Frame: 1 year ]
    Mean number of fast food meals per week

Enrollment: 64
Study Start Date: September 2011
Study Completion Date: September 2013
Primary Completion Date: September 2013 (Final data collection date for primary outcome measure)

Ages Eligible for Study:   3 Years and older   (Child, Adult, Senior)
Sexes Eligible for Study:   All
Accepts Healthy Volunteers:   No
Sampling Method:   Non-Probability Sample
Study Population
Women enrolled in the Financial Success Program and their children

Inclusion Criteria:

  • Women 19 years or older enrolled in the Financial Success Program in fall 2011 and winter 2012 and/or a their child(ren) ages 3-18 years attending the daycare with their mother
  • Women must be employed to be enrolled in the Financial Success Program
  • Able and willing to provide informed consent

Exclusion Criteria:

  • Women less than 19 years of age
  • Women working a night time shift (due to variability in diurnal cortisol secretion)
  • Known pregnancy or planned pregnancy (due to variability in blood pressure, glucose, weight, and lipids)
  • Women are excluded from the Financial Success Program if they are living in a domestic violence situation or abusing alcohol or illicit drugs
  Contacts and Locations
Choosing to participate in a study is an important personal decision. Talk with your doctor and family members or friends about deciding to join a study. To learn more about this study, you or your doctor may contact the study research staff using the Contacts provided below. For general information, see Learn About Clinical Studies.

Please refer to this study by its identifier: NCT01409291

United States, Nebraska
Creighton University
Omaha, Nebraska, United States, 68178
Sponsors and Collaborators
Creighton University
Principal Investigator: Kathleen Packard, PharmD Creighton University
  More Information

Packard KA, Kalkowski J, White N, Ryan-Haddad A, Black L, Flecky K, Furze J, Rusch L, Qi Y. Chapter 5: Impact of a financial education program in single, low-income women and their children. In: Public Health: Improving Health via Inter-Professional Collaborations Ed: Rosemary M. Caron and Joav Merrick. 2014.
White N, Packard KA, Kalkowski J, Ryan-Haddad A, Flecky K, Furze J, Rusch L, Black L. Chapter 6: A novel financial education program in single women of low-income and their children In: Public Health: Improving Health via Inter-Professional Collaborations Ed: Rosemary M. Caron and Joav Merrick. 2014.

Responsible Party: Creighton University Identifier: NCT01409291     History of Changes
Other Study ID Numbers: 11-16171
Study First Received: July 29, 2011
Results First Received: August 11, 2014
Last Updated: August 11, 2014

Keywords provided by Creighton University:
low socioeconomic status
cortisol processed this record on May 25, 2017